Abelini Finance

V12 finance lets us offer you a wide range of finance options, helping you find the most affordable way to make your special purchases.

Up To 6 Months 0% Interest Free Credit

The following Interest Free Credit payment terms are available, each of which requires a minimum deposit of 25%:

Up To 4 Years 7.9% APR Credit

There are certain items in our range where interest-free credit may be limited to shorter terms, such as 9 months. Where this is the case, we are pleased to be able to offer you up to 4 years of 7.9% APR credit with V12 Finance.

Get An Idea Of What Your V12 Finance Payments Will Look Like With These Examples:

	Up to 6 Months 0% Interest Free Credit	Up to 4 years 7.9% APR credit
Qualifying products	Purchases over £350*	Purchases over £750*
Cash price	£350.00	£750.00
Deposit	£87.50 (25%)	£75.00 (10%)
Amount of credit	£262.50	£675.00
Finance term	6 months	48 months
Monthly repayment	£43.75	£16.36
Annual rate of interest (fixed)	0%	4.08%
Representative APR	0% APR	7.9% APR
Interest amount	£0.00	£110.28
Total amount payable	£350.00	£860.28
*Exclusions apply

How To Apply For V12 Finance

Applying for V12 finance is quick and easy. The whole process takes just a few minutes, and, in most cases, you will get an instant decision.

01 Shop

Look for the ‘finance calculator’ on items over £300. Select your preferred term and deposit, then add the item to your bag.

02 Apply

Then proceed to checkout and select your delivery option, after which you’ll have the opportunity to choose V12 Finance as the payment option in the final step of checkout. Finally, click on Apply Now button, and you will be redirected to V12 Finance application form.

03 Decision

You’ll typically get a decision within a few moments.

04 Order Confirmed

We’ll send your order to the address you selected during checkout.

If you choose to pay for your order using Interest-Free Credit, your order must be delivered to your billing address. Interest-Free Credit is not available on orders delivered outside the UK.

Abelini Limited is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our firm reference number is 911734. Abelini Limited offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit is provided subject to affordability, age and status. Minimum spend applies.

If you are dissatisfied with our response and your agreement is regulated by the Financial Conduct Authority, you have the right to refer your complaint to the Financial Ombudsman Service, free of charge, but you must do so within six months of the date of the final response or 8 week holding letter. Further information and contact details can be found on www.financial-ombudsman.org.uk.

FAQ's

What is the minimum order value for using Finance as payment option? +

0% APR interest is available on all jewellery for sale above £350.00, payable by up to 6 monthly payments and a minimum 25% and maximum 50% deposit. We also offer our customers the opportunity of paying by instalments on jewellery above £350.00 payable over 12, 24, 36 or 48 months and with a minimum 10% deposit and 7.9% APR interest credit.

How much deposit need to be paid +

A deposit of at least 25% and up to 50% is required for the 0% APR finance option. For finance options with interest, the required deposit ranges from a minimum of 10% to a maximum of 50%.

What type of jewellery can I buy on finance? +

You can purchase any jewellery listed on our website with a minimum value of £350.

What length of repayment is available? +

The length of repayment is 6, 12, 24, 36 or 48 months loan repayment period.

How it Works

Get what you want today, pay it in four instalments, always interest-free.

Add your favourites to cart

Select Clearpay at checkout

Log into or create your Clearpay account, with instant approval decision

Your purchase will be split into 4 payments, payable every 2 weeks

Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl Channel Islands). Clearpay charges a £6 late fee for each late instalment and a further £6 if it's still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay's behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply at clearpay.co.uk/terms