V12 finance lets us offer you a wide range of finance options, helping you find the most affordable way to make your special purchases.
VUp To 12 Months 0% Interest Free Credit
The following Interest Free Credit payment terms are available, each of which requires a minimum deposit of 10%:
Up To 4 Years 9.9% APR Credit
There are certain items in our range where interest-free credit may be limited to shorter terms, such as 12 months or 24 months. Where this is the case, we are pleased to be able to offer you up to 4 years of 9.9% APR credit with V12 Finance.
Get An Idea Of What Your V12 Finance Payments Will Look Like With These Examples:
|Up to 12 Months 0% Interest Free Credit||Up to 4 years 9.9% APR credit|
|Qualifying products||Purchases over £300*||Purchases over £750*|
|Finance term||12 months||48 months|
|Amount of credit||£270.00||£675.00|
|Interest rate (APR representative)||0%||9.90%|
|Total amount payable||£300.00||£888.60|
How To Apply For V12 Finance
Applying for V12 finance is quick and easy. The whole process takes just a few minutes, and, in most cases, you will get an instant decision.
If you choose to pay for your order using Interest-Free Credit, your order must be delivered to your billing address. Interest-Free Credit is not available on orders delivered outside the UK.
Pay later with Klarna
Choose from two easy payment options; pay in 3 interest free instalments or pay 30 days after delivery.
here’s no interest. No fees when you pay on time*. No credit agreement.
HOW TO PAY
Pay in 3
Available on orders between £50 - £500, split your payment into 3 equal interest free instalments.
Pay 30 days after delivery
Available on online orders between £50 - £350, get your order now and pay up to 30 days after delivery.
*Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
Interest Free Credit you can use again and again
Giving you access to 0% APR Interest Free Credit on basket values of just £99, keeping in touch with the latest trend is now even more affordable.
Spend £99 or more and you’ll be offered to spread your payments interest-free for up to 4 months. As long as you meet the minimum required payments each month, it’s up to you how you spread your payments during the 4 month Interest Free period. You can also choose to pay for your purchase over a longer period at PayPal’s standard interest rate of 23.9% APR.
PayPal Credit is quick and easy to apply for; and the great thing is, every time you spend over £99 in one transaction, you’ll automatically get 4 months Interest Free Credit.
Representative 23.9% APR (variable)
Purchase rate 23.9% p.a. (variable)
Assumed Credit Limit £1,200
How to spread the cost with PayPal Credit
Applying for PayPal Credit is very easy. If your application is approved and you accept, your credit limit will be added to your PayPal account immediately.
Before you apply, please make sure you:
Are a UK resident aged 18 years or older
Have a good credit history
Have not recently been declared bankrupt
Be employed and have an income greater than £7,500 per year
To find out more about PayPal Credit, read our Frequently Asked Questions.