Diamond Jewellery Finance
Retail Finance
V12 finance lets us offer you a wide range of finance options, helping you find the most affordable way to make your special purchases.
VUp to 12 Months 0% Interest Free Credit
The following Interest Free Credit payment terms are available, each of which requires a minimum deposit of 10%:
Up to 4 years 9.9% APR credit
There are certain items in our range where interest-free credit may be limited to shorter terms, such as 12 months or 24 months. Where this is the case, we are pleased to be able to offer you up to 4 years of 9.9% APR credit with V12 Finance.
Get an idea of what your V12 finance payments will look like with these examples:
| Up to 12 Months 0% Interest Free Credit | Up to 4 years 9.9% APR credit | |
|---|---|---|
| Qualifying products | Purchases over £300* | Purchases over £750* |
| Purchase amount | £300.00 | £750.0000 |
| Finance term | 12 months | 48 months |
| Deposit | £30.00 | £75.00 |
| Amount of credit | £270.00 | £675.00 |
| Monthly repayment | £22.5 | £16.95 |
| Interest rate (APR representative) | 0% | 9.90% |
| Interest amount | £0.00 | £138.60 |
| Total amount payable | £300.00 | £888.60 |
| *Exclusions apply |
How to apply for V12 finance
Applying for V12 finance is quick and easy. The whole process takes just a few minutes, and, in most cases, you will get an instant decision.
Shop
Look for the ‘finance calculator’ on items over £300. Select your preferred term and deposit, then add the item to your bag.
Apply
Then proceed to checkout and select your delivery option, after which you’ll have the opportunity to choose V12 Finance as the payment option in the final step of checkout. Finally, click on Apply Now button, and you will be redirected to V12 Finance application form.
Decision
You’ll typically get a decision within a few moments.
Order Confirmed
We’ll send your order to the address you selected during checkout.
If you choose to pay for your order using Interest-Free Credit, your order must be delivered to your billing address. Interest-Free Credit is not available on orders delivered outside the UK.