Diamond Jewellery Finance

Retail Finance

Retail Finance

V12 finance lets us offer you a wide range of finance options, helping you find the most affordable way to make your special purchases.

VUp to 12 Months 0% Interest Free Credit

The following Interest Free Credit payment terms are available, each of which requires a minimum deposit of 10%:

Up to 4 years 9.9% APR credit

There are certain items in our range where interest-free credit may be limited to shorter terms, such as 12 months or 24 months. Where this is the case, we are pleased to be able to offer you up to 4 years of 9.9% APR credit with V12 Finance.

Get an idea of what your V12 finance payments will look like with these examples:

Up to 12 Months 0% Interest Free Credit Up to 4 years 9.9% APR credit
Qualifying products Purchases over £300* Purchases over £750*
Purchase amount £300.00 £750.0000
Finance term 12 months 48 months
Deposit £30.00 £75.00
Amount of credit £270.00 £675.00
Monthly repayment £22.5 £16.95
Interest rate (APR representative) 0% 9.90%
Interest amount £0.00 £138.60
Total amount payable £300.00 £888.60
*Exclusions apply

How to apply for V12 finance

Applying for V12 finance is quick and easy. The whole process takes just a few minutes, and, in most cases, you will get an instant decision.



Look for the ‘finance calculator’ on items over £300. Select your preferred term and deposit, then add the item to your bag.



Then proceed to checkout and select your delivery option, after which you’ll have the opportunity to choose V12 Finance as the payment option in the final step of checkout. Finally, click on Apply Now button, and you will be redirected to V12 Finance application form.



You’ll typically get a decision within a few moments.


Order Confirmed

We’ll send your order to the address you selected during checkout.

If you choose to pay for your order using Interest-Free Credit, your order must be delivered to your billing address. Interest-Free Credit is not available on orders delivered outside the UK.


0% interest is available on all jewellery for sale above £300.00, payable by up to 12 monthly payments and a minimum 10% and maximum 50% deposit. We also offer our customers the opportunity of paying by instalments on jewellery above £300.00 payable over 12, 24, 36 or 48 months and with a minimum 10% deposit and 9.9% interest credit.
Yes, a minimum 10% and maximum 50% deposit will need to be paid.
You can purchase any jewellery listed on our website with a minimum value of £300.
The length of repayment is 6, 12, 24, 36 or 48 months loan repayment period.